5645-5657 California StSan FranciscoCA94121
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 5645-5657 California St, San Francisco, CA, 94121 in San Francisco at $1,799,000, 5.84% gross yield, is a market-growth asset. Rental yield 5.84%. The $8,755/mo rent partially funds the $8,089/mo debt service; the core return is the 5%/yr price growth projected to add $497,031 over five years. Ziffy Mortgage's DSCR mortgage (1.08) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $529,413.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 4.5% |
| Monthly Cash Flow | $(2,374) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,755 |
| Total Monthly Debt Service | $10,413 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1913
1,751 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94121, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,071 (100%) |
| Owner Occupied HU | 7,046 (36.9%) |
| Renter Occupied HU | 10,421 (54.6%) |
| Vacant Housing Units | 1,604 ( 8.4%) |
| Median Home Value | $1,698,578 |
| Average Home Value | $1,653,686 |
Housing Distribution
Address Breakdown
Residential
18,363
Single Family
10,346
Multi-Family
8,017
Businesses
778
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1913
1,751 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94121, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,071 (100%) |
| Owner Occupied HU | 7,046 (36.9%) |
| Renter Occupied HU | 10,421 (54.6%) |
| Vacant Housing Units | 1,604 ( 8.4%) |
| Median Home Value | $1,698,578 |
| Average Home Value | $1,653,686 |
Housing Distribution
Address Breakdown
Residential
18,363
Single Family
10,346
Multi-Family
8,017
Businesses
778
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brian Leung • Compass Commercial
Mls Name: SFAR
Mls Provider:
Mls ID: #425019178
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.