564 Johnson StAmerican FallsID83211
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 564 Johnson St, American Falls, ID, 83211 in American Falls is listed at $106,000 and delivers $823/mo in rent and $210/mo in net monthly cash flow. The 9.28% yield and 1.73 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $29,286 over five years, and $976/yr in principal reduction supplements cash return. Total projected cumulative return: $53,744.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.0% |
| Monthly Cash Flow | $210 | $200 |
City averages based on American Falls market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $823 |
| Total Monthly Debt Service | $568 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1977
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83211, American Falls, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,393 (100%) |
| Owner Occupied HU | 1,622 (67.8%) |
| Renter Occupied HU | 597 (24.9%) |
| Vacant Housing Units | 174 ( 7.3%) |
| Median Home Value | $314,916 |
| Average Home Value | $342,323 |
Housing Distribution
Address Breakdown
Residential
2,215
Single Family
2,215
Multi-Family
0
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1977
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83211, American Falls, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,393 (100%) |
| Owner Occupied HU | 1,622 (67.8%) |
| Renter Occupied HU | 597 (24.9%) |
| Vacant Housing Units | 174 ( 7.3%) |
| Median Home Value | $314,916 |
| Average Home Value | $342,323 |
Housing Distribution
Address Breakdown
Residential
2,215
Single Family
2,215
Multi-Family
0
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Patricia Hernandez • NextHome Home Run Realty
Mls Name: PCTMLS
Mls Provider:
Mls ID: #578898
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data is deemed reliable but is not guaranteed accurate by the MLS.