564 East RdMiltonVT05468
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 564 East Rd, Milton, VT, 05468 in Milton deserves attention. This $495,000 property earns $4,360/mo in rent, a 10.57% gross yield, and nets $1,066/mo after the $2,226/mo payment. DSCR 1.96 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $136,759 compounds alongside $4,559/yr in yearly equity build, for a total cumulative return of $257,357.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.8% |
| Monthly Cash Flow | $1,066 | $425 |
City averages based on Milton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,360 |
| Total Monthly Debt Service | $3,096 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1997
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05468, Milton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,718 (100%) |
| Owner Occupied HU | 4,563 (79.8%) |
| Renter Occupied HU | 909 (15.9%) |
| Vacant Housing Units | 246 ( 4.3%) |
| Median Home Value | $390,128 |
| Average Home Value | $434,001 |
Housing Distribution
Address Breakdown
Residential
5,355
Single Family
5,224
Multi-Family
131
Businesses
267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1997
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05468, Milton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,718 (100%) |
| Owner Occupied HU | 4,563 (79.8%) |
| Renter Occupied HU | 909 (15.9%) |
| Vacant Housing Units | 246 ( 4.3%) |
| Median Home Value | $390,128 |
| Average Home Value | $434,001 |
Housing Distribution
Address Breakdown
Residential
5,355
Single Family
5,224
Multi-Family
131
Businesses
267
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices