5631 Bumper Rd, El Dorado, CA, 95623 | $1,040/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in El Dorado at 5631 Bumper Rd, El Dorado, CA, 95623 with 5% annual appreciation on a $539,900 basis while $4,548/mo rent supports operations. Total monthly income totals $4,548/mo and a $2,643/mo payment preserves $1,040/mo for cash returns. Annual cash flow comes to $12,483/yr on $177,627 deployed, and return on cash invested reaches 27.09% in year one. Equity gained on principal adds $3,484/yr, and five-year appreciation sums $149,164 alongside rental yield of 10.11%. Five-year ROI measures 141.73% and total cumulative return in cash totals $251,743.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $4,548/mo property income versus a $2,643/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Manufactured

Built in 2004

10 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95623, El Dorado, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,228 (100%)
Owner Occupied HU	1,730 (77.6%)
Renter Occupied HU	350 (15.7%)
Vacant Housing Units	148 ( 6.6%)
Median Home Value	$574,138
Average Home Value	$723,211