563 County Road 3372KempnerTX76539
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.50, 563 County Road 3372, Kempner, TX, 76539 in Kempner sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 8.12%. The 8.12% yield is backed by 5% annual appreciation projecting $146,153 in value gain, plus $4,872/yr in principal reduction. Total projected cumulative return: $190,894.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $(183) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,578 |
| Total Monthly Debt Service | $3,551 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
2.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76539, Kempner, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,955 (100%) |
| Owner Occupied HU | 3,092 (78.2%) |
| Renter Occupied HU | 551 (13.9%) |
| Vacant Housing Units | 312 ( 7.9%) |
| Median Home Value | $288,520 |
| Average Home Value | $361,348 |
Housing Distribution
Address Breakdown
Residential
3,680
Single Family
3,680
Multi-Family
0
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
2.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76539, Kempner, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,955 (100%) |
| Owner Occupied HU | 3,092 (78.2%) |
| Renter Occupied HU | 551 (13.9%) |
| Vacant Housing Units | 312 ( 7.9%) |
| Median Home Value | $288,520 |
| Average Home Value | $361,348 |
Housing Distribution
Address Breakdown
Residential
3,680
Single Family
3,680
Multi-Family
0
Businesses
84
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices