56244 Rockcress Ln #437BendOR97707
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 56244 Rockcress Ln #437, Bend, OR, 97707 in Bend fits: $1,899,000, 1.99% gross yield, and a projected 5% annual appreciation rate adding $524,659 in value within five years. Rental yield 1.99%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.37) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $17,490/yr in principal paydown and $524,659 in appreciation project a total return of $183,854.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2% | 4.8% |
| Monthly Cash Flow | $(8,313) | $1,850 |
City averages based on Bend market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,150 |
| Total Monthly Debt Service | $10,707 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97707, Bend, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,002 (100%) |
| Owner Occupied HU | 3,200 (40.0%) |
| Renter Occupied HU | 411 ( 5.1%) |
| Vacant Housing Units | 4,391 (54.9%) |
| Median Home Value | $802,210 |
| Average Home Value | $881,758 |
Housing Distribution
Address Breakdown
Residential
2,905
Single Family
2,275
Multi-Family
630
Businesses
226
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97707, Bend, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,002 (100%) |
| Owner Occupied HU | 3,200 (40.0%) |
| Renter Occupied HU | 411 ( 5.1%) |
| Vacant Housing Units | 4,391 (54.9%) |
| Median Home Value | $802,210 |
| Average Home Value | $881,758 |
Housing Distribution
Address Breakdown
Residential
2,905
Single Family
2,275
Multi-Family
630
Businesses
226
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices