5608 Harvard DrBartlesvilleOK74006
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 5608 Harvard Dr, Bartlesville, OK, 74006 in Bartlesville hard to pass up. The 11.11% gross yield on a $188,000 purchase results in $1,740/mo in rent and $539/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.06). Annual cash flow of $6,473, five-year appreciation of $51,941, and $1,732/yr in equity build-up combine for a projected total cumulative return of $106,206.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 7.8% |
| Monthly Cash Flow | $539 | $320 |
City averages based on Bartlesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,740 |
| Total Monthly Debt Service | $1,126 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
7,797 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74006, Bartlesville, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,404 (100%) |
| Owner Occupied HU | 8,266 (66.6%) |
| Renter Occupied HU | 3,133 (25.3%) |
| Vacant Housing Units | 1,005 ( 8.1%) |
| Median Home Value | $212,189 |
| Average Home Value | $251,773 |
Housing Distribution
Address Breakdown
Residential
12,106
Single Family
11,209
Multi-Family
897
Businesses
913
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
7,797 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74006, Bartlesville, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,404 (100%) |
| Owner Occupied HU | 8,266 (66.6%) |
| Renter Occupied HU | 3,133 (25.3%) |
| Vacant Housing Units | 1,005 ( 8.1%) |
| Median Home Value | $212,189 |
| Average Home Value | $251,773 |
Housing Distribution
Address Breakdown
Residential
12,106
Single Family
11,209
Multi-Family
897
Businesses
913
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Debra A Taylor • Keller Williams Realty
Mls Name: MLS Technology, Inc.
Mls ID: #2538015