5606 Cobblegate DrDaytonOH45449
INVESTMENT ANALYSIS
Investment Verdict
Solid Income5606 Cobblegate Dr, Dayton, OH, 45449 in Dayton carries a 1.68 coverage ratio, rent of $1,050/mo is 1.68 times the $625/mo payment. Rental yield 9.07%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $138,900 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $38,376; total projected cumulative return: $61,703.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.1% |
| Monthly Cash Flow | $(154) | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,050 |
| Total Monthly Debt Service | $858 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1983
1,603 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1983
1,603 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices