5605 Howell StHoustonTX77032
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5605 Howell St, Houston, TX, 77032 in Houston speaks for itself: 12.38% gross on a $248,600 price, generating $2,566/mo in rent and $798/mo in net income after the $1,118/mo debt service. DSCR 2.30, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,573 stacks alongside $68,684 in projected five-year appreciation and $2,290/yr in principal reduction. Projected total cumulative return: $146,626.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 6.2% |
| Monthly Cash Flow | $798 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,566 |
| Total Monthly Debt Service | $1,669 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
8,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77032, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,899 (100%) |
| Owner Occupied HU | 1,327 (27.1%) |
| Renter Occupied HU | 3,205 (65.4%) |
| Vacant Housing Units | 367 ( 7.5%) |
| Median Home Value | $145,637 |
| Average Home Value | $181,245 |
Housing Distribution
Address Breakdown
Residential
4,515
Single Family
2,308
Multi-Family
2,207
Businesses
1,468
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
8,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77032, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,899 (100%) |
| Owner Occupied HU | 1,327 (27.1%) |
| Renter Occupied HU | 3,205 (65.4%) |
| Vacant Housing Units | 367 ( 7.5%) |
| Median Home Value | $145,637 |
| Average Home Value | $181,245 |
Housing Distribution
Address Breakdown
Residential
4,515
Single Family
2,308
Multi-Family
2,207
Businesses
1,468
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices