560 N Pershing AveYorkPA17404
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis York rental at 560 N Pershing Ave, York, PA, 17404 sits in the solid-income band: 9.64% gross yield, $1,117/mo rent, $206/mo net after the $625/mo debt service, DSCR 1.79. Entry price of $138,990 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $38,400 and $1,280/yr in principal reduction bring total cumulative return to $66,221.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.8% |
| Monthly Cash Flow | $206 | $850 |
City averages based on York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,117 |
| Total Monthly Debt Service | $855 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1900
3,328 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17404, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,514 (100%) |
| Owner Occupied HU | 10,287 (66.3%) |
| Renter Occupied HU | 4,454 (28.7%) |
| Vacant Housing Units | 773 ( 5.0%) |
| Median Home Value | $252,403 |
| Average Home Value | $284,081 |
Housing Distribution
Address Breakdown
Residential
15,266
Single Family
14,677
Multi-Family
589
Businesses
963
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1900
3,328 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17404, York, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,514 (100%) |
| Owner Occupied HU | 10,287 (66.3%) |
| Renter Occupied HU | 4,454 (28.7%) |
| Vacant Housing Units | 773 ( 5.0%) |
| Median Home Value | $252,403 |
| Average Home Value | $284,081 |
Housing Distribution
Address Breakdown
Residential
15,266
Single Family
14,677
Multi-Family
589
Businesses
963
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bobby Argento • Berkshire Hathaway HomeServices Homesale Realty
Mls Name: Bright MLS
Mls ID: #PAYK2091612