56 E Main StMountvillePA17554
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 56 E Main St, Mountville, PA, 17554 in Mountville earns a 9.27% gross yield at $239,000. Rent of $1,846/mo nets $279/mo after the $1,075/mo mortgage. The 1.72 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $66,031 and $2,201/yr in equity accumulation project a total cumulative return of $109,009.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $279 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,846 |
| Total Monthly Debt Service | $1,471 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1928
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17554, Mountville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,331 (100%) |
| Owner Occupied HU | 2,120 (63.6%) |
| Renter Occupied HU | 1,112 (33.4%) |
| Vacant Housing Units | 99 ( 3.0%) |
| Median Home Value | $355,488 |
| Average Home Value | $412,715 |
Housing Distribution
Address Breakdown
Residential
3,287
Single Family
3,153
Multi-Family
134
Businesses
173
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1928
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17554, Mountville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,331 (100%) |
| Owner Occupied HU | 2,120 (63.6%) |
| Renter Occupied HU | 1,112 (33.4%) |
| Vacant Housing Units | 99 ( 3.0%) |
| Median Home Value | $355,488 |
| Average Home Value | $412,715 |
Housing Distribution
Address Breakdown
Residential
3,287
Single Family
3,153
Multi-Family
134
Businesses
173
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeffrey Funk • Charles & Associates RE
Mls Name: Bright MLS
Mls ID: #PALA2074290