56 Branchville RoadValley CottageNY10989




Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Valley Cottage at 56 Branchville Road, Valley Cottage, NY, 10989 priced at $610,000 converts $6,061/mo rent into $1,987/mo cash flow after a $2,986/mo obligation. Total monthly income equals $6,061/mo, and annual cash flow totals $23,846/yr on $200,690 invested. Return on cash invested prints 31.94% in year one, and rental yield reads 11.92% against a $610,000 entry. Equity gained on principal adds $3,936/yr, while 5% annual appreciation compiles into $168,532 by year five. Five-year ROI reaches 168% and total cumulative return in cash sums $337,159. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $6,061/mo property income covering a $2,986/mo payment, not borrower’s personal income.
Single Family
Built in 1965
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10989, Valley Cottage, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,617 (100%) |
| Owner Occupied HU | 2,869 (79.3%) |
| Renter Occupied HU | 600 (16.6%) |
| Vacant Housing Units | 148 ( 4.1%) |
| Median Home Value | $580,926 |
| Average Home Value | $587,576 |
Housing Distribution
Address Breakdown
Residential
3,429
Single Family
2,424
Multi-Family
1,005
Businesses
266
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Listed by: Jordan Gaspard • Prominent Properties Sotheby's
Mls Name: OneKey MLS
Mls Provider:
Mls ID: #860078
Disclaimer: Based on information submitted to the MLS GRID as of 2025-10-22 04:43:10 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#778)






