55743 Mitchell RdAnzaCA92539
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 55743 Mitchell Rd, Anza, CA, 92539 in Anza at $313,900 earns $2,003/mo in rent and nets $61/mo after the $1,411/mo payment, a 7.66% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $86,725 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $2,891/yr in principal paydown, total projected return reaches $123,009.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.0% |
| Monthly Cash Flow | $61 | $300 |
City averages based on Anza market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,003 |
| Total Monthly Debt Service | $1,817 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1977
2.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92539, Anza, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,262 (100%) |
| Owner Occupied HU | 1,438 (63.6%) |
| Renter Occupied HU | 468 (20.7%) |
| Vacant Housing Units | 356 (15.7%) |
| Median Home Value | $480,198 |
| Average Home Value | $887,636 |
Housing Distribution
Address Breakdown
Residential
830
Single Family
783
Multi-Family
47
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1977
2.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92539, Anza, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,262 (100%) |
| Owner Occupied HU | 1,438 (63.6%) |
| Renter Occupied HU | 468 (20.7%) |
| Vacant Housing Units | 356 (15.7%) |
| Median Home Value | $480,198 |
| Average Home Value | $887,636 |
Housing Distribution
Address Breakdown
Residential
830
Single Family
783
Multi-Family
47
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robyn Garrison • ERA Excel Realty
Mls Name: CRMLS
Mls ID: #SW24175239