5568 Highway 126 WGraysonLA71435
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 5568 Highway 126 W, Grayson, LA, 71435 in Grayson is capital appreciation. Rental yield 5.83%. The 5.83% gross yield at $269,900 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $74,568 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.08) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $79,076.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 5.5% |
| Monthly Cash Flow | $(361) | $800 |
City averages based on Grayson market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,310 |
| Total Monthly Debt Service | $1,565 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71435, Grayson, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,517 (100%) |
| Owner Occupied HU | 1,010 (66.6%) |
| Renter Occupied HU | 257 (16.9%) |
| Vacant Housing Units | 250 (16.5%) |
| Median Home Value | $161,694 |
| Average Home Value | $181,446 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,204
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71435, Grayson, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,517 (100%) |
| Owner Occupied HU | 1,010 (66.6%) |
| Renter Occupied HU | 257 (16.9%) |
| Vacant Housing Units | 250 (16.5%) |
| Median Home Value | $161,694 |
| Average Home Value | $181,446 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,204
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
