5555 W Highway 20PryorOK74361
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 5555 W Highway 20, Pryor, OK, 74361 in Pryor hard to pass up. The 10.1% gross yield on a $300,000 purchase results in $2,526/mo in rent and $610/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.87). Annual cash flow of $7,322, five-year appreciation of $82,884, and $2,763/yr in equity build-up combine for a projected total cumulative return of $153,304.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.2% |
| Monthly Cash Flow | $610 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,526 |
| Total Monthly Debt Service | $1,796 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74361, Pryor, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,331 (100%) |
| Owner Occupied HU | 4,186 (57.1%) |
| Renter Occupied HU | 2,281 (31.1%) |
| Vacant Housing Units | 864 (11.8%) |
| Median Home Value | $240,488 |
| Average Home Value | $267,575 |
Housing Distribution
Address Breakdown
Residential
6,998
Single Family
6,797
Multi-Family
201
Businesses
624
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74361, Pryor, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,331 (100%) |
| Owner Occupied HU | 4,186 (57.1%) |
| Renter Occupied HU | 2,281 (31.1%) |
| Vacant Housing Units | 864 (11.8%) |
| Median Home Value | $240,488 |
| Average Home Value | $267,575 |
Housing Distribution
Address Breakdown
Residential
6,998
Single Family
6,797
Multi-Family
201
Businesses
624
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices