5550 Spinnaker Dr APT 1San JoseCA95123




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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in San Jose at 5550 Spinnaker Dr APT 1, San Jose, CA, 95123 offers a 8.96% rental yield on a $440,000 purchase with $3,284/mo rent. Total monthly income registers $3,284/mo, and a $2,154/mo payment leaves $86/mo available for distribution. Annual cash flow reaches $1,028/yr on $145,860 to close, and return on cash invested stands at 20.61% in year one. Equity gained on principal adds $2,839/yr while 5% annual appreciation supports $121,564 over five years. Portfolio math shows five-year ROI at 108.04% and total cumulative return in cash at $157,582. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,284/mo property income against a $2,154/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Condo
Built in 1970
3,088 sqft lot
$N/A/sqft
$476 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95123, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,587 (100%) |
| Owner Occupied HU | 14,216 (57.8%) |
| Renter Occupied HU | 9,594 (39.0%) |
| Vacant Housing Units | 777 ( 3.2%) |
| Median Home Value | $1,169,061 |
| Average Home Value | $1,179,482 |
Housing Distribution
Address Breakdown
Residential
24,862
Single Family
20,176
Multi-Family
4,686
Businesses
950
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Nearby investment properties with comparable prices



Listed by: Luis Martinez • Blossom Valley Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225054268
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