5550 Patrician WayWinnemuccaNV89445
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.23% yield at 5550 Patrician Way, Winnemucca, NV, 89445 in Winnemucca is solid, but the $3,507/mo payment compresses net cash flow to $191/mo at $780,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $215,500 by year five, and $7,184/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.34) without U.S. income documentation. Total projected return: $306,688.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.2% |
| Monthly Cash Flow | $191 | $850 |
City averages based on Winnemucca market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,698 |
| Total Monthly Debt Service | $4,196 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 89445, Winnemucca, NV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,576 (100%) |
| Owner Occupied HU | 4,851 (64.0%) |
| Renter Occupied HU | 1,822 (24.0%) |
| Vacant Housing Units | 903 (11.9%) |
| Median Home Value | $321,208 |
| Average Home Value | $359,246 |
Housing Distribution
Address Breakdown
Residential
6,720
Single Family
6,720
Multi-Family
0
Businesses
500
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 89445, Winnemucca, NV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,576 (100%) |
| Owner Occupied HU | 4,851 (64.0%) |
| Renter Occupied HU | 1,822 (24.0%) |
| Vacant Housing Units | 903 (11.9%) |
| Median Home Value | $321,208 |
| Average Home Value | $359,246 |
Housing Distribution
Address Breakdown
Residential
6,720
Single Family
6,720
Multi-Family
0
Businesses
500
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Araceli Herrera • Century 21 Sonoma Realty
Mls Name: NNRMLS
Mls ID: #250057564