555 8th StreetSaguacheCO81149
INVESTMENT ANALYSIS
Investment Verdict
Solid Income555 8th Street, Saguache, CO, 81149 in Saguache is a solid income-producing rental, 8.22% gross yield, $2,397/mo rent, $358/mo net cash flow on a $349,900 buy. DSCR 1.52 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $96,671 and $3,223/yr in principal reduction project a total cumulative return of $155,218.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.0% |
| Monthly Cash Flow | $358 | $300 |
City averages based on Saguache market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,397 |
| Total Monthly Debt Service | $1,900 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81149, Saguache, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 672 (100%) |
| Owner Occupied HU | 349 (51.9%) |
| Renter Occupied HU | 122 (18.2%) |
| Vacant Housing Units | 201 (29.9%) |
| Median Home Value | $176,786 |
| Average Home Value | $372,858 |
Housing Distribution
Address Breakdown
Residential
121
Single Family
120
Multi-Family
1
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81149, Saguache, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 672 (100%) |
| Owner Occupied HU | 349 (51.9%) |
| Renter Occupied HU | 122 (18.2%) |
| Vacant Housing Units | 201 (29.9%) |
| Median Home Value | $176,786 |
| Average Home Value | $372,858 |
Housing Distribution
Address Breakdown
Residential
121
Single Family
120
Multi-Family
1
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cinda Riley • Bliss Realty Group of Central Colorado
Mls Name: REcolorado
Mls Provider:
Mls ID: #9017979
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/info/mls-disclaimers/#17059)