5545 Lanier Ave #367SuitlandMD20746
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5545 Lanier Ave #367, Suitland, MD, 20746 in Suitland at $355,000 earns $2,692/mo in rent and nets $119/mo after the $1,596/mo payment, a 9.1% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $98,080 over five years. Ziffy Mortgage underwrites this on a 1.69 DSCR without U.S. credit history. With $3,270/yr in principal paydown, total projected return reaches $165,845.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.5% |
| Monthly Cash Flow | $119 | $420 |
City averages based on Suitland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,692 |
| Total Monthly Debt Service | $2,067 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2007
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20746, Suitland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,847 (100%) |
| Owner Occupied HU | 5,243 (35.3%) |
| Renter Occupied HU | 8,394 (56.5%) |
| Vacant Housing Units | 1,210 ( 8.1%) |
| Median Home Value | $362,333 |
| Average Home Value | $402,334 |
Housing Distribution
Address Breakdown
Residential
14,645
Single Family
6,520
Multi-Family
8,125
Businesses
533
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2007
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20746, Suitland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,847 (100%) |
| Owner Occupied HU | 5,243 (35.3%) |
| Renter Occupied HU | 8,394 (56.5%) |
| Vacant Housing Units | 1,210 ( 8.1%) |
| Median Home Value | $362,333 |
| Average Home Value | $402,334 |
Housing Distribution
Address Breakdown
Residential
14,645
Single Family
6,520
Multi-Family
8,125
Businesses
533
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices