5542 Holly St APT 208HoustonTX77081
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 5542 Holly St APT 208, Houston, TX, 77081 in Houston achieves a 1.76 ratio at $149,900: $1,184/mo rent versus $674/mo debt service. Rental yield 9.48%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.48% yield compounds alongside 5% annual appreciation projecting $41,415 in value. Total projected cumulative return: $40,631.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $(289) | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,184 |
| Total Monthly Debt Service | $1,413 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1960
1.59 Acres lot
$N/A/sqft
$405 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77081, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,945 (100%) |
| Owner Occupied HU | 1,190 ( 5.7%) |
| Renter Occupied HU | 17,384 (83.0%) |
| Vacant Housing Units | 2,371 (11.3%) |
| Median Home Value | $454,483 |
| Average Home Value | $509,786 |
Housing Distribution
Address Breakdown
Residential
19,610
Single Family
2,365
Multi-Family
17,245
Businesses
2,274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1960
1.59 Acres lot
$N/A/sqft
$405 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77081, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,945 (100%) |
| Owner Occupied HU | 1,190 ( 5.7%) |
| Renter Occupied HU | 17,384 (83.0%) |
| Vacant Housing Units | 2,371 (11.3%) |
| Median Home Value | $454,483 |
| Average Home Value | $509,786 |
Housing Distribution
Address Breakdown
Residential
19,610
Single Family
2,365
Multi-Family
17,245
Businesses
2,274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sandi Christian • Clark Realty
Mls Name: HAR
Mls Provider:
Mls ID: #15052188
Disclaimer: Copyright 2025, Houston REALTORS Information Service, Inc. The information provided is exclusively for consumers personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.