5540 Nathan Ln N APT 2PlymouthMN55442
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 5540 Nathan Ln N APT 2, Plymouth, MN, 55442 in Plymouth deserves attention. This $342,500 property earns $3,322/mo in rent, a 11.64% gross yield, and nets $765/mo after the $1,540/mo payment. DSCR 2.16 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $94,626 compounds alongside $3,154/yr in yearly equity build, for a total cumulative return of $206,116.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 4.5% |
| Monthly Cash Flow | $765 | $850 |
City averages based on Plymouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,322 |
| Total Monthly Debt Service | $2,002 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1996
2.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55442, Minneapolis, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,581 (100%) |
| Owner Occupied HU | 4,031 (72.2%) |
| Renter Occupied HU | 1,369 (24.5%) |
| Vacant Housing Units | 181 ( 3.2%) |
| Median Home Value | $466,721 |
| Average Home Value | $503,599 |
Housing Distribution
Address Breakdown
Residential
5,792
Single Family
4,301
Multi-Family
1,491
Businesses
167
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1996
2.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55442, Minneapolis, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,581 (100%) |
| Owner Occupied HU | 4,031 (72.2%) |
| Renter Occupied HU | 1,369 (24.5%) |
| Vacant Housing Units | 181 ( 3.2%) |
| Median Home Value | $466,721 |
| Average Home Value | $503,599 |
Housing Distribution
Address Breakdown
Residential
5,792
Single Family
4,301
Multi-Family
1,491
Businesses
167
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices