5539 Dahl RdCromwellMN55726
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 5539 Dahl Rd, Cromwell, MN, 55726 in Cromwell. At $199,900 it earns $1,694/mo in rent and distributes $446/mo to the owner after the $899/mo payment, a consistent 10.17% yield. DSCR 1.88 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $55,229 in value; $1,841/yr in principal paydown compounds ownership stake. Total projected return: $104,570.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 7.1% |
| Monthly Cash Flow | $446 | $350 |
City averages based on Cromwell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,694 |
| Total Monthly Debt Service | $1,169 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55726, Cromwell, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 669 (100%) |
| Owner Occupied HU | 343 (51.3%) |
| Renter Occupied HU | 67 (10.0%) |
| Vacant Housing Units | 259 (38.7%) |
| Median Home Value | $273,361 |
| Average Home Value | $295,204 |
Housing Distribution
Address Breakdown
Residential
468
Single Family
422
Multi-Family
46
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55726, Cromwell, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 669 (100%) |
| Owner Occupied HU | 343 (51.3%) |
| Renter Occupied HU | 67 (10.0%) |
| Vacant Housing Units | 259 (38.7%) |
| Median Home Value | $273,361 |
| Average Home Value | $295,204 |
Housing Distribution
Address Breakdown
Residential
468
Single Family
422
Multi-Family
46
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices