5538 E 46th St #9TulsaOK74135
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 5538 E 46th St #9, Tulsa, OK, 74135 in Tulsa clears it at 1.70, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 9.28%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $38,679; $1,289/yr in principal equity; total projected return: $47,676.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.2% |
| Monthly Cash Flow | $(92) | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,070 |
| Total Monthly Debt Service | $1,119 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1965
0.25 Acres lot
$N/A/sqft
$281 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74135, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,020 (100%) |
| Owner Occupied HU | 4,757 (43.2%) |
| Renter Occupied HU | 4,980 (45.2%) |
| Vacant Housing Units | 1,283 (11.6%) |
| Median Home Value | $271,172 |
| Average Home Value | $297,523 |
Housing Distribution
Address Breakdown
Residential
10,926
Single Family
8,025
Multi-Family
2,901
Businesses
1,381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1965
0.25 Acres lot
$N/A/sqft
$281 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74135, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,020 (100%) |
| Owner Occupied HU | 4,757 (43.2%) |
| Renter Occupied HU | 4,980 (45.2%) |
| Vacant Housing Units | 1,283 (11.6%) |
| Median Home Value | $271,172 |
| Average Home Value | $297,523 |
Housing Distribution
Address Breakdown
Residential
10,926
Single Family
8,025
Multi-Family
2,901
Businesses
1,381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelsi Ellis • Ellis Real Estate Brokerage
Mls Name: MLS Technology, Inc.
Mls Provider:
Mls ID: #2521703
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.