5530 Shamrock StHoustonTX77017
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow5530 Shamrock St, Houston, TX, 77017 in Houston is a solid income-producing rental, 11.34% gross yield, $1,747/mo rent, $432/mo net cash flow on a $184,900 buy. DSCR 2.10 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $51,084 and $1,703/yr in principal reduction project a total cumulative return of $98,732.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.2% |
| Monthly Cash Flow | $432 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,747 |
| Total Monthly Debt Service | $1,241 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77017, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,127 (100%) |
| Owner Occupied HU | 5,115 (46.0%) |
| Renter Occupied HU | 5,105 (45.9%) |
| Vacant Housing Units | 907 ( 8.2%) |
| Median Home Value | $205,679 |
| Average Home Value | $244,089 |
Housing Distribution
Address Breakdown
Residential
10,793
Single Family
7,223
Multi-Family
3,570
Businesses
951
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
5,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77017, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,127 (100%) |
| Owner Occupied HU | 5,115 (46.0%) |
| Renter Occupied HU | 5,105 (45.9%) |
| Vacant Housing Units | 907 ( 8.2%) |
| Median Home Value | $205,679 |
| Average Home Value | $244,089 |
Housing Distribution
Address Breakdown
Residential
10,793
Single Family
7,223
Multi-Family
3,570
Businesses
951
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices