553 Lancaster RoadNorthumberlandNH03582
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Northumberland rentals match the income profile of 553 Lancaster Road, Northumberland, NH, 03582. Listed at $289,900, gross rent is $2,564/mo and net cash flow is $621/mo, a 10.61% yield well above national averages. DSCR 1.97 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $80,094 by year five with $2,670/yr in annual principal reduction, projecting $150,516 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.2% |
| Monthly Cash Flow | $621 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,564 |
| Total Monthly Debt Service | $1,828 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1885
14.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03582, Groveton, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,299 (100%) |
| Owner Occupied HU | 730 (56.2%) |
| Renter Occupied HU | 252 (19.4%) |
| Vacant Housing Units | 317 (24.4%) |
| Median Home Value | $148,333 |
| Average Home Value | $201,767 |
Housing Distribution
Address Breakdown
Residential
1,138
Single Family
1,078
Multi-Family
60
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1885
14.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03582, Groveton, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,299 (100%) |
| Owner Occupied HU | 730 (56.2%) |
| Renter Occupied HU | 252 (19.4%) |
| Vacant Housing Units | 317 (24.4%) |
| Median Home Value | $148,333 |
| Average Home Value | $201,767 |
Housing Distribution
Address Breakdown
Residential
1,138
Single Family
1,078
Multi-Family
60
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nicholas DeMers • EXP Realty
Mls Name: PrimeMLS
Mls ID: #5075633