5529 Rocky Mount RdGreenvilleGA30222
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 5529 Rocky Mount Rd, Greenville, GA, 30222 in Greenville: $2,730/mo in rent, $479/mo in net income, 8.86% gross yield, 1.64 DSCR, all at $369,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $102,197 in appreciation and $3,407/yr in principal paydown projects total cumulative return of $170,966.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 8.0% |
| Monthly Cash Flow | $479 | $300 |
City averages based on Greenville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,730 |
| Total Monthly Debt Service | $2,104 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30222, Greenville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,099 (100%) |
| Owner Occupied HU | 1,345 (64.1%) |
| Renter Occupied HU | 489 (23.3%) |
| Vacant Housing Units | 265 (12.6%) |
| Median Home Value | $190,061 |
| Average Home Value | $230,206 |
Housing Distribution
Address Breakdown
Residential
1,741
Single Family
1,741
Multi-Family
0
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30222, Greenville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,099 (100%) |
| Owner Occupied HU | 1,345 (64.1%) |
| Renter Occupied HU | 489 (23.3%) |
| Vacant Housing Units | 265 (12.6%) |
| Median Home Value | $190,061 |
| Average Home Value | $230,206 |
Housing Distribution
Address Breakdown
Residential
1,741
Single Family
1,741
Multi-Family
0
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Steven Ward • Go Realty
Mls Name: GAMLS
Mls ID: #10666280