5529 Emerald Ridge DrSaint CharlesMO63304








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Charles at 5529 Emerald Ridge Dr, Saint Charles, MO, 63304 at $395,000 posts ROI 24.93% with $548/mo cash flow from $3,028/mo rent. Total monthly income equals $3,028/mo, and annual cash flow records $6,570/yr on $130,943 to close. Return on cash invested measures 24.93% and rental yield reads 9.2% at the current $395,000. Equity gained on principal adds $2,549/yr, and 5% annual appreciation supports $109,131 by year five. Five-year ROI prints 129.88% and total cumulative return in cash totals $170,070.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $3,028/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 2011
8,276 sqft lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63304, Saint Charles, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,153 (100%) |
| Owner Occupied HU | 14,356 (83.7%) |
| Renter Occupied HU | 2,290 (13.4%) |
| Vacant Housing Units | 507 ( 3.0%) |
| Median Home Value | $364,905 |
| Average Home Value | $408,403 |
Housing Distribution
Address Breakdown
Residential
16,807
Single Family
16,028
Multi-Family
779
Businesses
948
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Listed by: Ann L Thomas-Smith • Platinum Realty of St. Louis
Mls Name: MARIS
Mls Provider:
Mls ID: #25017722
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