5520 Greene StAmesIA50014
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 5520 Greene St, Ames, IA, 50014 in Ames at $433,375. Rental yield 7.13%. The 7.13% yield and 1.09 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $119,734 by year five, and $3,991/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $120,145.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.8% |
| Monthly Cash Flow | $(250) | $450 |
City averages based on Ames market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,130 |
| Total Monthly Debt Service | $2,654 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
7,334 sqft lot
$N/A/sqft
$140 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
7,334 sqft lot
$N/A/sqft
$140 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Spiker, A.J. • Hunziker & Associates, Inc.
Mls Name: DMMLS
Mls Provider:
Mls ID: #714788
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