55194 Uli RdHawiHI96719
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Hawi at 55194 Uli Rd, Hawi, HI, 96719 projects strong ROI of 7.04%. Rental yield 2.42%. With 5% annual appreciation, the property builds $2,072,112 in value over five years. Equity growth combined delivers a projected five-year ROI of 49.77%, translating into $1,054,460 in total cumulative return on $2,118,750 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.4% | 9.0% |
| Monthly Cash Flow | $(27,855) | $2,500 |
City averages based on Hawi market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $15,154 |
| Total Monthly Debt Service | $39,725 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
21.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96719, Hawi, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,003 (100%) |
| Owner Occupied HU | 687 (68.5%) |
| Renter Occupied HU | 223 (22.2%) |
| Vacant Housing Units | 93 ( 9.3%) |
| Median Home Value | $714,674 |
| Average Home Value | $1,009,927 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
21.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96719, Hawi, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,003 (100%) |
| Owner Occupied HU | 687 (68.5%) |
| Renter Occupied HU | 223 (22.2%) |
| Vacant Housing Units | 93 ( 9.3%) |
| Median Home Value | $714,674 |
| Average Home Value | $1,009,927 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
40
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices