5518 Pacific Crest LnHamiltonOH45011
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5518 Pacific Crest Ln, Hamilton, OH, 45011 in Hamilton speaks for itself: 10.56% gross on a $489,900 price, generating $4,313/mo in rent and $1,048/mo in net income after the $2,203/mo debt service. DSCR 1.96, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,580 stacks alongside $135,350 in projected five-year appreciation and $4,512/yr in principal reduction. Projected total cumulative return: $256,786.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.8% |
| Monthly Cash Flow | $1,048 | $450 |
City averages based on Hamilton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,313 |
| Total Monthly Debt Service | $3,028 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45011, Hamilton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,468 (100%) |
| Owner Occupied HU | 19,567 (68.7%) |
| Renter Occupied HU | 7,381 (25.9%) |
| Vacant Housing Units | 1,520 ( 5.3%) |
| Median Home Value | $320,914 |
| Average Home Value | $338,443 |
Housing Distribution
Address Breakdown
Residential
27,133
Single Family
24,750
Multi-Family
2,383
Businesses
1,504
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45011, Hamilton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,468 (100%) |
| Owner Occupied HU | 19,567 (68.7%) |
| Renter Occupied HU | 7,381 (25.9%) |
| Vacant Housing Units | 1,520 ( 5.3%) |
| Median Home Value | $320,914 |
| Average Home Value | $338,443 |
Housing Distribution
Address Breakdown
Residential
27,133
Single Family
24,750
Multi-Family
2,383
Businesses
1,504
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices