5518 E 46th St #5518TulsaOK74135
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 5518 E 46th St #5518, Tulsa, OK, 74135 in Tulsa: $1,193/mo in rent, $235/mo in net income, 9.55% gross yield, 1.77 DSCR, all at $149,950. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $41,428 in appreciation and $1,381/yr in principal paydown projects total cumulative return of $72,196.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.2% |
| Monthly Cash Flow | $235 | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,193 |
| Total Monthly Debt Service | $898 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74135, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,020 (100%) |
| Owner Occupied HU | 4,757 (43.2%) |
| Renter Occupied HU | 4,980 (45.2%) |
| Vacant Housing Units | 1,283 (11.6%) |
| Median Home Value | $271,172 |
| Average Home Value | $297,523 |
Housing Distribution
Address Breakdown
Residential
10,926
Single Family
8,025
Multi-Family
2,901
Businesses
1,381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74135, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,020 (100%) |
| Owner Occupied HU | 4,757 (43.2%) |
| Renter Occupied HU | 4,980 (45.2%) |
| Vacant Housing Units | 1,283 (11.6%) |
| Median Home Value | $271,172 |
| Average Home Value | $297,523 |
Housing Distribution
Address Breakdown
Residential
10,926
Single Family
8,025
Multi-Family
2,901
Businesses
1,381
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices