5517 Shasta AveDunsmuirCA96025
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 5517 Shasta Ave, Dunsmuir, CA, 96025 in Dunsmuir worth study. Rental yield 5.37%. The 5.37% gross yield is below cash-flow benchmarks at $399,000, but 5% annual appreciation, adding $110,236 over five years, frames this as a capital growth position. Rent of $1,784/mo partially offsets the $1,794/mo payment. Ziffy Mortgage finances appreciation-play properties (0.99 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $105,713.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 5.0% |
| Monthly Cash Flow | $(710) | $200 |
City averages based on Dunsmuir market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,784 |
| Total Monthly Debt Service | $2,336 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96025, Dunsmuir, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,481 (100%) |
| Owner Occupied HU | 616 (41.6%) |
| Renter Occupied HU | 415 (28.0%) |
| Vacant Housing Units | 450 (30.4%) |
| Median Home Value | $321,429 |
| Average Home Value | $363,713 |
Housing Distribution
Address Breakdown
Residential
1,009
Single Family
976
Multi-Family
33
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96025, Dunsmuir, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,481 (100%) |
| Owner Occupied HU | 616 (41.6%) |
| Renter Occupied HU | 415 (28.0%) |
| Vacant Housing Units | 450 (30.4%) |
| Median Home Value | $321,429 |
| Average Home Value | $363,713 |
Housing Distribution
Address Breakdown
Residential
1,009
Single Family
976
Multi-Family
33
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alexis Meadows • eXp Realty of California, Inc - Mountain Living Real Estate Group
Mls Name: SMLS
Mls Provider:
Mls ID: #20250439
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.