551 Remick StOsteenFL32764
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 551 Remick St, Osteen, FL, 32764 in Osteen is narrow, $104/mo net on $2,273/mo rent after the $1,371/mo debt service, but the property operates at break-even-plus, not a loss. At $304,990 with a 8.94% yield, the long-run equity case via 5% appreciation ($84,263 over five years) and $2,809/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.66 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $132,299.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 7.0% |
| Monthly Cash Flow | $104 | $250 |
City averages based on Osteen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,273 |
| Total Monthly Debt Service | $1,903 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32764, Osteen, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,833 (100%) |
| Owner Occupied HU | 1,484 (81.0%) |
| Renter Occupied HU | 141 ( 7.7%) |
| Vacant Housing Units | 208 (11.3%) |
| Median Home Value | $480,000 |
| Average Home Value | $515,756 |
Housing Distribution
Address Breakdown
Residential
1,608
Single Family
1,337
Multi-Family
271
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32764, Osteen, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,833 (100%) |
| Owner Occupied HU | 1,484 (81.0%) |
| Renter Occupied HU | 141 ( 7.7%) |
| Vacant Housing Units | 208 (11.3%) |
| Median Home Value | $480,000 |
| Average Home Value | $515,756 |
Housing Distribution
Address Breakdown
Residential
1,608
Single Family
1,337
Multi-Family
271
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices