551 Hudson Ave UNIT 303San FranciscoCA94124
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 551 Hudson Ave UNIT 303, San Francisco, CA, 94124 in San Francisco. Priced at $245,201, it generates $3,731/mo in gross rent and $1,399/mo in net monthly cash flow, a 18.26% yield that comfortably supports the 3.38 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $16,787. Five-year appreciation: $67,745. Equity from principal paydown: $2,258/yr. Total projected cumulative return: $186,574.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.3% | 4.5% |
| Monthly Cash Flow | $1,399 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,731 |
| Total Monthly Debt Service | $2,234 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2015
0.45 Acres lot
$N/A/sqft
$607 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94124, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,278 (100%) |
| Owner Occupied HU | 5,096 (41.5%) |
| Renter Occupied HU | 6,413 (52.2%) |
| Vacant Housing Units | 769 ( 6.3%) |
| Median Home Value | $1,034,668 |
| Average Home Value | $1,062,940 |
Housing Distribution
Address Breakdown
Residential
11,090
Single Family
8,683
Multi-Family
2,407
Businesses
2,181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2015
0.45 Acres lot
$N/A/sqft
$607 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94124, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,278 (100%) |
| Owner Occupied HU | 5,096 (41.5%) |
| Renter Occupied HU | 6,413 (52.2%) |
| Vacant Housing Units | 769 ( 6.3%) |
| Median Home Value | $1,034,668 |
| Average Home Value | $1,062,940 |
Housing Distribution
Address Breakdown
Residential
11,090
Single Family
8,683
Multi-Family
2,407
Businesses
2,181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices