551 Apple Orchard LnWentzvilleMO63385
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8% yield at 551 Apple Orchard Ln, Wentzville, MO, 63385 in Wentzville is solid, but the $1,818/mo payment compresses net cash flow to $177/mo at $404,273. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $111,693 by year five, and $3,723/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.48) without U.S. income documentation. Total projected return: $164,757.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 5.8% |
| Monthly Cash Flow | $177 | $1,250 |
City averages based on Wentzville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,695 |
| Total Monthly Debt Service | $2,357 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63385, Wentzville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,599 (100%) |
| Owner Occupied HU | 16,776 (81.4%) |
| Renter Occupied HU | 3,305 (16.0%) |
| Vacant Housing Units | 518 ( 2.5%) |
| Median Home Value | $366,421 |
| Average Home Value | $397,409 |
Housing Distribution
Address Breakdown
Residential
20,393
Single Family
19,431
Multi-Family
962
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63385, Wentzville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,599 (100%) |
| Owner Occupied HU | 16,776 (81.4%) |
| Renter Occupied HU | 3,305 (16.0%) |
| Vacant Housing Units | 518 ( 2.5%) |
| Median Home Value | $366,421 |
| Average Home Value | $397,409 |
Housing Distribution
Address Breakdown
Residential
20,393
Single Family
19,431
Multi-Family
962
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pamela Chyba • ListWithFreedom.com Inc
Mls Name: MARIS
Mls ID: #25067038