5501 Ranchito WaySanta RosaCA95403
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5501 Ranchito Way, Santa Rosa, CA, 95403 in Santa Rosa speaks for itself: 14.47% gross on a $179,000 price, generating $2,158/mo in rent and $1,051/mo in net income after the $805/mo debt service. DSCR 2.68, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,608 stacks alongside $49,454 in projected five-year appreciation and $1,649/yr in principal reduction. Projected total cumulative return: $135,495.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.5% | 5.0% |
| Monthly Cash Flow | $1,051 | $250 |
City averages based on Santa Rosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,158 |
| Total Monthly Debt Service | $1,036 |
| DSCR Ratio | 2.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2017
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95403, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,305 (100%) |
| Owner Occupied HU | 9,339 (51.0%) |
| Renter Occupied HU | 7,753 (42.4%) |
| Vacant Housing Units | 1,213 ( 6.6%) |
| Median Home Value | $726,244 |
| Average Home Value | $799,497 |
Housing Distribution
Address Breakdown
Residential
18,825
Single Family
14,220
Multi-Family
4,605
Businesses
1,926
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2017
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95403, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,305 (100%) |
| Owner Occupied HU | 9,339 (51.0%) |
| Renter Occupied HU | 7,753 (42.4%) |
| Vacant Housing Units | 1,213 ( 6.6%) |
| Median Home Value | $726,244 |
| Average Home Value | $799,497 |
Housing Distribution
Address Breakdown
Residential
18,825
Single Family
14,220
Multi-Family
4,605
Businesses
1,926
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Martin G Lopez • Coldwell Banker Realty
Mls Name: BAREIS
Mls ID: #325092045