5500 Hobsons Choice LoopManassasVA20112
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Manassas rental at 5500 Hobsons Choice Loop, Manassas, VA, 20112 sits in the solid-income band: 8.02% gross yield, $4,324/mo rent, $346/mo net after the $2,909/mo debt service, DSCR 1.49. Entry price of $647,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $178,754 and $5,959/yr in principal reduction bring total cumulative return to $274,162.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.5% |
| Monthly Cash Flow | $346 | $1,500 |
City averages based on Manassas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,324 |
| Total Monthly Debt Service | $3,610 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20112, Manassas, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,388 (100%) |
| Owner Occupied HU | 8,733 (93.0%) |
| Renter Occupied HU | 529 ( 5.6%) |
| Vacant Housing Units | 126 ( 1.3%) |
| Median Home Value | $716,785 |
| Average Home Value | $735,047 |
Housing Distribution
Address Breakdown
Residential
9,537
Single Family
9,537
Multi-Family
0
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20112, Manassas, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,388 (100%) |
| Owner Occupied HU | 8,733 (93.0%) |
| Renter Occupied HU | 529 ( 5.6%) |
| Vacant Housing Units | 126 ( 1.3%) |
| Median Home Value | $716,785 |
| Average Home Value | $735,047 |
Housing Distribution
Address Breakdown
Residential
9,537
Single Family
9,537
Multi-Family
0
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices