55 Village RdNobleLA71462
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 55 Village Rd, Noble, LA, 71462 in Noble offers a clean, manageable entry. Rental yield 7.01%. DSCR 1.30 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $48,349 in additional property value over five years, with $1,612/yr in principal equity building ownership stake. Total projected cumulative return: $62,397.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.0% |
| Monthly Cash Flow | $(62) | $250 |
City averages based on Noble market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,022 |
| Total Monthly Debt Service | $1,014 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71462, Noble, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,015 (100%) |
| Owner Occupied HU | 583 (57.4%) |
| Renter Occupied HU | 102 (10.0%) |
| Vacant Housing Units | 330 (32.5%) |
| Median Home Value | $109,491 |
| Average Home Value | $175,485 |
Housing Distribution
Address Breakdown
Residential
700
Single Family
695
Multi-Family
5
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71462, Noble, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,015 (100%) |
| Owner Occupied HU | 583 (57.4%) |
| Renter Occupied HU | 102 (10.0%) |
| Vacant Housing Units | 330 (32.5%) |
| Median Home Value | $109,491 |
| Average Home Value | $175,485 |
Housing Distribution
Address Breakdown
Residential
700
Single Family
695
Multi-Family
5
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices