55 Stony PointGalenaIL61036








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $2,528/mo, and a $4,155/mo payment. Purchase price stands at $849,000, and rental yield measures 3.57% with $2,528/mo rent. Return on cash invested shows 5.14% in year one, and 5% annual appreciation builds toward $234,563 over five years. Five-year ROI reaches 24.76% and total cumulative return in cash records $69,164. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,528/mo property income covering a $4,155/mo payment rather than investor’s personal income.
Single Family
Built in 1996
0.79 Acres lot
$N/A/sqft
$1,360 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61036, Galena, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,265 (100%) |
| Owner Occupied HU | 2,653 (50.4%) |
| Renter Occupied HU | 640 (12.2%) |
| Vacant Housing Units | 1,972 (37.5%) |
| Median Home Value | $272,621 |
| Average Home Value | $307,280 |
Housing Distribution
Address Breakdown
Residential
3,854
Single Family
3,700
Multi-Family
154
Businesses
458
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Listed by: DIANE SELF • Eagle Ridge Realty
Mls Name: NorthWest Illinois Alliance of REALTORS
Mls Provider:
Mls ID: #202502717
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