55 Paumanake RdBlue PointNY11715
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 55 Paumanake Rd, Blue Point, NY, 11715 in Blue Point speaks for itself: 10.84% gross on a $700,000 price, generating $6,324/mo in rent and $1,650/mo in net income after the $3,148/mo debt service. DSCR 2.01, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,794 stacks alongside $193,397 in projected five-year appreciation and $6,447/yr in principal reduction. Projected total cumulative return: $373,046.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $1,650 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $6,324 |
| Total Monthly Debt Service | $4,396 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11715, Blue Point, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,713 (100%) |
| Owner Occupied HU | 1,461 (85.3%) |
| Renter Occupied HU | 181 (10.6%) |
| Vacant Housing Units | 71 ( 4.1%) |
| Median Home Value | $655,344 |
| Average Home Value | $684,849 |
Housing Distribution
Address Breakdown
Residential
1,699
Single Family
1,635
Multi-Family
64
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11715, Blue Point, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,713 (100%) |
| Owner Occupied HU | 1,461 (85.3%) |
| Renter Occupied HU | 181 (10.6%) |
| Vacant Housing Units | 71 ( 4.1%) |
| Median Home Value | $655,344 |
| Average Home Value | $684,849 |
Housing Distribution
Address Breakdown
Residential
1,699
Single Family
1,635
Multi-Family
64
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A