55 Hill StFieldaleVA24089
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow55 Hill St, Fieldale, VA, 24089 in Fieldale is a top-tier cash-flow asset. At $174,500 it produces $1,606/mo in rent and $562/mo in net monthly income, a 11.04% gross rental yield. The DSCR of 2.05 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,750. Five-year appreciation adds $48,211, driving a total cumulative return of $102,205.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $562 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,606 |
| Total Monthly Debt Service | $974 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1922
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 24089, Fieldale, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,218 (100%) |
| Owner Occupied HU | 768 (63.1%) |
| Renter Occupied HU | 281 (23.1%) |
| Vacant Housing Units | 169 (13.9%) |
| Median Home Value | $97,458 |
| Average Home Value | $150,130 |
Housing Distribution
Address Breakdown
Residential
1,046
Single Family
1,023
Multi-Family
23
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1922
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 24089, Fieldale, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,218 (100%) |
| Owner Occupied HU | 768 (63.1%) |
| Renter Occupied HU | 281 (23.1%) |
| Vacant Housing Units | 169 (13.9%) |
| Median Home Value | $97,458 |
| Average Home Value | $150,130 |
Housing Distribution
Address Breakdown
Residential
1,046
Single Family
1,023
Multi-Family
23
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices