55 Hidden Bay Dr Unit 55South DartmouthMA02748
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.84% gross rental yield, 55 Hidden Bay Dr Unit 55, South Dartmouth, MA, 02748 in South Dartmouth is priced for capital growth, not immediate cash flow. The $1,200,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $331,538 by year five, with $11,052/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.71) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $215,981.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 5.1% |
| Monthly Cash Flow | $(4,901) | $1,500 |
City averages based on South Dartmouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,840 |
| Total Monthly Debt Service | $7,086 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1996
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02748, South Dartmouth, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,027 (100%) |
| Owner Occupied HU | 4,129 (68.5%) |
| Renter Occupied HU | 1,084 (18.0%) |
| Vacant Housing Units | 814 (13.5%) |
| Median Home Value | $613,618 |
| Average Home Value | $678,304 |
Housing Distribution
Address Breakdown
Residential
5,477
Single Family
5,081
Multi-Family
396
Businesses
303
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1996
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02748, South Dartmouth, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,027 (100%) |
| Owner Occupied HU | 4,129 (68.5%) |
| Renter Occupied HU | 1,084 (18.0%) |
| Vacant Housing Units | 814 (13.5%) |
| Median Home Value | $613,618 |
| Average Home Value | $678,304 |
Housing Distribution
Address Breakdown
Residential
5,477
Single Family
5,081
Multi-Family
396
Businesses
303
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73493969