55 Hamilton StLogan TownshipNJ08085
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 55 Hamilton St, Logan Township, NJ, 08085 in Logan Township achieves a 1.51 ratio at $339,900: $2,306/mo rent versus $1,528/mo debt service. Rental yield 8.14%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.14% yield compounds alongside 5% annual appreciation projecting $93,908 in value. Total projected cumulative return: $122,786.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $(117) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,306 |
| Total Monthly Debt Service | $2,288 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1979
3,480 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08085, Swedesboro, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,973 (100%) |
| Owner Occupied HU | 6,512 (81.7%) |
| Renter Occupied HU | 1,171 (14.7%) |
| Vacant Housing Units | 290 ( 3.6%) |
| Median Home Value | $423,300 |
| Average Home Value | $441,147 |
Housing Distribution
Address Breakdown
Residential
7,791
Single Family
7,542
Multi-Family
249
Businesses
678
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1979
3,480 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08085, Swedesboro, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,973 (100%) |
| Owner Occupied HU | 6,512 (81.7%) |
| Renter Occupied HU | 1,171 (14.7%) |
| Vacant Housing Units | 290 ( 3.6%) |
| Median Home Value | $423,300 |
| Average Home Value | $441,147 |
Housing Distribution
Address Breakdown
Residential
7,791
Single Family
7,542
Multi-Family
249
Businesses
678
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sharonn Thomas-Pope • Vanguard Realty Group Inc
Mls Name: Bright MLS
Mls ID: #NJGL2062232