55 Chadbourne RoadStandishME04084
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 55 Chadbourne Road, Standish, ME, 04084 in Standish speaks for itself: 11.2% gross on a $310,000 price, generating $2,894/mo in rent and $938/mo in net income after the $1,394/mo debt service. DSCR 2.08, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,255 stacks alongside $85,647 in projected five-year appreciation and $2,855/yr in principal reduction. Projected total cumulative return: $178,044.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 8.0% |
| Monthly Cash Flow | $938 | $350 |
City averages based on Standish market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,894 |
| Total Monthly Debt Service | $1,833 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04084, Standish, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,123 (100%) |
| Owner Occupied HU | 3,001 (72.8%) |
| Renter Occupied HU | 366 ( 8.9%) |
| Vacant Housing Units | 756 (18.3%) |
| Median Home Value | $432,901 |
| Average Home Value | $451,824 |
Housing Distribution
Address Breakdown
Residential
3,321
Single Family
3,137
Multi-Family
184
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04084, Standish, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,123 (100%) |
| Owner Occupied HU | 3,001 (72.8%) |
| Renter Occupied HU | 366 ( 8.9%) |
| Vacant Housing Units | 756 (18.3%) |
| Median Home Value | $432,901 |
| Average Home Value | $451,824 |
Housing Distribution
Address Breakdown
Residential
3,321
Single Family
3,137
Multi-Family
184
Businesses
189
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices