55-059 Naupaka StLaieHI96762
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Laie at 55-059 Naupaka St, Laie, HI, 96762 projects strong ROI of 8.94%. Rental yield 2.96%. With 5% annual appreciation, the property builds $904,822 in value over five years. Equity growth combined delivers a projected five-year ROI of 59.93%, translating into $554,420 in total cumulative return on $925,188 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 5.0% |
| Monthly Cash Flow | $(10,572) | $1,200 |
City averages based on Laie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,077 |
| Total Monthly Debt Service | $17,346 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96762, Laie, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,300 (100%) |
| Owner Occupied HU | 481 (37.0%) |
| Renter Occupied HU | 579 (44.5%) |
| Vacant Housing Units | 240 (18.5%) |
| Median Home Value | $1,249,101 |
| Average Home Value | $1,284,200 |
Housing Distribution
Address Breakdown
Residential
780
Single Family
780
Multi-Family
0
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96762, Laie, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,300 (100%) |
| Owner Occupied HU | 481 (37.0%) |
| Renter Occupied HU | 579 (44.5%) |
| Vacant Housing Units | 240 (18.5%) |
| Median Home Value | $1,249,101 |
| Average Home Value | $1,284,200 |
Housing Distribution
Address Breakdown
Residential
780
Single Family
780
Multi-Family
0
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices