5499 Paseo Del Lago W APT 3DLaguna WoodsCA92637
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5499 Paseo Del Lago W APT 3D, Laguna Woods, CA, 92637 in Laguna Woods speaks for itself: 10.51% gross on a $585,000 price, generating $5,123/mo in rent and $1,504/mo in net income after the $2,631/mo debt service. DSCR 1.95, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $18,047 stacks alongside $161,625 in projected five-year appreciation and $5,388/yr in principal reduction. Projected total cumulative return: $318,603.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $1,504 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,123 |
| Total Monthly Debt Service | $3,386 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1977
6.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92637, Laguna Hills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,457 (100%) |
| Owner Occupied HU | 8,708 (64.7%) |
| Renter Occupied HU | 3,376 (25.1%) |
| Vacant Housing Units | 1,373 (10.2%) |
| Median Home Value | $452,652 |
| Average Home Value | $635,748 |
Housing Distribution
Address Breakdown
Residential
12,922
Single Family
6,482
Multi-Family
6,440
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1977
6.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92637, Laguna Hills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,457 (100%) |
| Owner Occupied HU | 8,708 (64.7%) |
| Renter Occupied HU | 3,376 (25.1%) |
| Vacant Housing Units | 1,373 (10.2%) |
| Median Home Value | $452,652 |
| Average Home Value | $635,748 |
Housing Distribution
Address Breakdown
Residential
12,922
Single Family
6,482
Multi-Family
6,440
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pam Murray • HomeSmart, Evergreen Realty
Mls Name: CRMLS
Mls ID: #OC25142198