549 D StRamonaCA92065








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $3,392/mo, and a $6,050/mo payment. Purchase price stands at $1,236,000, and rental yield measures 3.29% with $3,392/mo rent. Return on cash invested shows 7.62% in year one, and 5% annual appreciation builds toward $341,484 over five years. Five-year ROI reaches 36.85% and total cumulative return in cash records $147,574. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,392/mo property income covering a $6,050/mo payment rather than investor’s personal income.
Single Family
Built in 1959
8,997 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92065, Ramona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,104 (100%) |
| Owner Occupied HU | 9,395 (71.7%) |
| Renter Occupied HU | 3,225 (24.6%) |
| Vacant Housing Units | 484 ( 3.7%) |
| Median Home Value | $841,572 |
| Average Home Value | $884,246 |
Housing Distribution
Address Breakdown
Residential
12,387
Single Family
10,800
Multi-Family
1,587
Businesses
1,041
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Listed by: Kevin Justice • Century 21 Affiliated
Mls Name: CRMLS
Mls ID: #NDP2511327








