5487 Alvar LoopAntiochCA94531
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 5487 Alvar Loop, Antioch, CA, 94531 in Antioch at $740,000, 5.67% gross yield, is a market-growth asset. Rental yield 5.67%. The $3,499/mo rent partially funds the $3,328/mo debt service; the core return is the 5%/yr price growth projected to add $204,448 over five years. Ziffy Mortgage's DSCR mortgage (1.05) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $211,161.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 5.5% |
| Monthly Cash Flow | $(1,079) | $300 |
City averages based on Antioch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,499 |
| Total Monthly Debt Service | $4,283 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94531, Antioch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,998 (100%) |
| Owner Occupied HU | 11,012 (73.4%) |
| Renter Occupied HU | 3,479 (23.2%) |
| Vacant Housing Units | 507 ( 3.4%) |
| Median Home Value | $676,421 |
| Average Home Value | $729,493 |
Housing Distribution
Address Breakdown
Residential
14,612
Single Family
13,677
Multi-Family
935
Businesses
631
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94531, Antioch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,998 (100%) |
| Owner Occupied HU | 11,012 (73.4%) |
| Renter Occupied HU | 3,479 (23.2%) |
| Vacant Housing Units | 507 ( 3.4%) |
| Median Home Value | $676,421 |
| Average Home Value | $729,493 |
Housing Distribution
Address Breakdown
Residential
14,612
Single Family
13,677
Multi-Family
935
Businesses
631
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carrie Schwabacher • Connect California Homes
Mls Name: CCAR
Mls ID: #41118158