548 Pecan LnHoltFL32564
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 548 Pecan Ln, Holt, FL, 32564 in Holt speaks for itself: 11.55% gross on a $268,000 price, generating $2,580/mo in rent and $802/mo in net income after the $1,205/mo debt service. DSCR 2.14, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,618 stacks alongside $74,043 in projected five-year appreciation and $2,468/yr in principal reduction. Projected total cumulative return: $153,764.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.0% |
| Monthly Cash Flow | $802 | $300 |
City averages based on Holt market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,580 |
| Total Monthly Debt Service | $1,672 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2022
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32564, Holt, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,479 (100%) |
| Owner Occupied HU | 1,141 (77.1%) |
| Renter Occupied HU | 224 (15.1%) |
| Vacant Housing Units | 114 ( 7.7%) |
| Median Home Value | $238,315 |
| Average Home Value | $257,241 |
Housing Distribution
Address Breakdown
Residential
1,396
Single Family
1,396
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2022
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32564, Holt, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,479 (100%) |
| Owner Occupied HU | 1,141 (77.1%) |
| Renter Occupied HU | 224 (15.1%) |
| Vacant Housing Units | 114 ( 7.7%) |
| Median Home Value | $238,315 |
| Average Home Value | $257,241 |
Housing Distribution
Address Breakdown
Residential
1,396
Single Family
1,396
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices