5474 Starlight PlBonsallCA92003
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 5474 Starlight Pl, Bonsall, CA, 92003 in Bonsall at $840,000. Rental yield 7.47%. The 7.47% yield and 1.31 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $232,077 by year five, and $7,042/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $304,715.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.0% |
| Monthly Cash Flow | $(183) | $600 |
City averages based on Bonsall market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,228 |
| Total Monthly Debt Service | $5,067 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2021
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92003, Bonsall, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,190 (100%) |
| Owner Occupied HU | 1,588 (72.5%) |
| Renter Occupied HU | 424 (19.4%) |
| Vacant Housing Units | 178 ( 8.1%) |
| Median Home Value | $1,098,404 |
| Average Home Value | $1,218,994 |
Housing Distribution
Address Breakdown
Residential
1,978
Single Family
1,757
Multi-Family
221
Businesses
294
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: CRMLS
Mls Provider:
Mls ID: #NDP2608373
